Understanding the PastPlus SSN Product

 

PastPlus

 

The PastPlus database is a collection of information from thousands of sources. This database matches addresses, counties and SSNs to names. When ordering a PastPlus product from deverus, information from this database is provided if the name you have entered is found on the database with a match to the SSN you have entered.

If the name and SSN match then you will be provided with all names and locations associated with that SSN. This may include some alternative name matches. The Social Security Trace product pulls information from all 3 major credit bureaus, local telephone companies, and personal mortgage lenders.

This information is to be used for research purposes only and is not to be utilized as the basis for a hiring decision. The SSN Trace is not a actual part of the FCRA process. Instead, the SSN trace is simply a lead generation process that is conducted as a precursor to an FCRA background check process. The presence (or absence) of an address itself provides no foundation to deny (or extend) employment or make any FCRA decision, therefore an address itself is not the foundation for a dispute process. An address should only be used by the screener to help narrow down the jurisdictions in which to conduct an FCRA investigation to a reasonable scope. If the FCRA investigation uncovers information that is to be used in taking adverse (such as finding and verifying a criminal record in a particular jurisdiciton), then it is the criminal record (not the address) that is foundation for the FCRA decision, and it is the criminal record (not the address) that is subject to consumer dispute. In fact, according to some compliance agreements, address history can not and should not even be delivered to the consumer or employer by the CRA.

  

PastPlus with Validation Tag

If you are receiving the PastPlus with validation then you will see an additional set of information that includes the following:

Valid SSN

Yes

State Issued

North Carolina

Date Issued

1992

This valid statement is based on a mathematical assessment by the database that equates valid to the greater statistic of the provided name as a match to the SSN. If this equation shows matches to another name that reduces this statistic you may receive a valid statement of maybe or no. If you receive a valid statement of deceased then the applicant is using an SSN that is associated to a deceased person and is a high indication of fraud.

 

While we would like to be able to provide validation from the Social Security Administration in these searches it is not currently possible. Due to government regulations any information provided directly from the Social Security Administration must be requested manually with their official documentation including their applicant consent form. This process can take from 2 days to a week and is not a part of the PastPlus service.  

 

The Social Security Trace product pulls information from all 3 major credit bureaus, local telephone companies, and personal mortgage lenders. This information is to be used for research purposes only and is not to be utilized as the basis for a hiring decision.